Crypto Compliance for Brazil's BCB Framework
Automated AML screening, OFAC sanctions checks, and stablecoin monitoring for SPSAVs. Meet BCB Resolutions 519, 520, and 521 requirements with on-chain evidence from enforcement events across 41+ tokens from tracked token issuers and supported chains, including BRZ, USDT, USDC, and cross-border EURC, EURe, and agEUR counterparties.
Brazil: A Top-5 Global Crypto Market
BCB Requirements Mapped to Eagle Virtual
| Regulation | Requirement | Eagle Virtual Feature |
|---|---|---|
| Res. 519 | SPSAV registration and AML/CFT program implementation | Comprehensive risk screening infrastructure with API integration, audit trails, and exportable compliance reports for BCB registration submissions |
| Res. 520 | Customer due diligence and counterparty risk assessment | Pre-transaction address screening across 41+ tokens: blacklist status, EU / OFAC sanctions context, proximity scoring, and entity classification in under 1 second |
| Res. 520 | Ongoing transaction monitoring and suspicious activity detection | Continuous monitoring with real-time enforcement event detection. Watchlist alerts when customer wallet risk profiles change due to new blacklists, freezes, or sanctions |
| Res. 520 | Stablecoin-specific controls and issuer risk assessment | Dedicated stablecoin monitoring: tracks Tether, Circle, MakerDAO, Paxos, BRZ, and other relevant issuers or counterparties. Decodes freeze, blacklist, and enforcement events directly from on-chain smart contracts where available |
| COAF | Suspicious transaction reporting to COAF (Brazil's FIU) | On-chain evidence for each risk finding: issuer name, chain, block number, enforcement type, hop distance. PDF-exportable reports for COAF submissions |
| Travel Rule | Originator/beneficiary verification (FATF Rec. 16) | Pre-transfer counterparty risk check via API. Screen destination addresses before executing transfers to verify they are not sanctioned, blacklisted, or high-risk |
| Res. 521 | Compliance by October 30, 2026 deadline | Deploy in under a day. Self-serve onboarding with API keys, no sales calls. From $99/month for smaller SPSAVs |
Each screening result includes a risk band, confidence band, direct status (OFAC sanctions, issuer freezes, blacklists), top risk drivers, and coverage state — structured output designed for BCB/COAF recordkeeping and evidence retention.
Why Brazilian SPSAVs Choose Eagle Virtual
Affordable for Any SPSAV
Plans start at $99/month, making enterprise-grade compliance accessible to smaller SPSAVs that cannot afford six-figure annual contracts from legacy vendors. Scale up as your business grows.
Self-Serve, No Sales Calls
Sign up, get API keys, and start screening in minutes. No mandatory demos, no multi-week procurement cycles, no vendor lock-in. You control your compliance infrastructure from day one.
Evidence Transparency
Every risk score comes with the on-chain evidence behind it: which issuer took action, on which chain, at what block, and what enforcement type. When COAF or the BCB asks why you flagged a transaction, you have verifiable proof rather than an opaque score.
Stablecoin-First Design
With approximately 90% of Brazil's crypto volume in stablecoins, generic blockchain analytics tools miss the most critical risk surface. Eagle Virtual was built specifically for stablecoin and token issuer enforcement, tracking 41+ tokens with blacklist and freeze capabilities.
Real-Time Enforcement Detection
When Tether or Circle blacklists an address, Eagle Virtual detects it in minutes and recalculates risk scores for all connected wallets. Your SPSAV sees the change immediately, not days later in a batch update.
API-First Architecture
Integrate risk checks directly into your transaction flow with a REST API that returns results in under 1 second. Batch screening, watchlist management, and event streams are all available programmatically for full automation.
Frequently Asked Questions
What do BCB Resolutions 519, 520, and 521 require?
BCB Resolution 519 establishes the regulatory framework for Virtual Asset Service Providers (SPSAVs) in Brazil, requiring them to register with the Central Bank and implement AML controls. Resolution 520 defines specific operational, governance, and risk management requirements for SPSAVs, including customer due diligence, transaction monitoring, and suspicious activity reporting to COAF. Resolution 521 sets the timeline and transitional provisions, with full compliance required by October 30, 2026.
What is COAF and what must SPSAVs report?
COAF (Conselho de Controle de Atividades Financeiras) is Brazil's Financial Intelligence Unit responsible for combating money laundering and terrorist financing. Under the BCB framework, SPSAVs must report suspicious transactions to COAF, including transactions involving blacklisted or sanctioned addresses, unusual patterns of stablecoin transfers, and transactions that suggest layering or structuring. Eagle Virtual provides the on-chain evidence needed to identify and document these suspicious activities.
How does Eagle Virtual help with stablecoin monitoring for Brazilian compliance?
Brazil's crypto market is approximately 90% stablecoins by volume, making stablecoin monitoring critical for compliance. Eagle Virtual tracks 41+ tokens including USDT, USDC, and supports screening BRZ activity, while also helping Brazilian teams review cross-border exposure involving EURC, EURe, and agEUR. The platform detects blacklist events, freezes, and enforcement actions in real time. When a stablecoin issuer takes enforcement action against an address, Eagle Virtual identifies all connected wallets and calculates risk proximity scores, giving SPSAVs the evidence they need for COAF reporting.
Does Eagle Virtual support Travel Rule compliance for Brazil?
BCB Resolution 520 incorporates Travel Rule requirements aligned with FATF Recommendation 16, requiring SPSAVs to collect and transmit originator and beneficiary information for virtual asset transfers. Eagle Virtual's address screening and risk assessment capabilities complement Travel Rule compliance by verifying counterparty risk before transfers are executed. Our API provides real-time risk checks that can be integrated into the transaction approval workflow required by the Travel Rule.
What is the deadline for BCB compliance?
The BCB framework requires full compliance by October 30, 2026. SPSAVs must register with the Central Bank, implement AML/CFT controls, establish transaction monitoring systems, and be prepared for COAF reporting by this date. Companies already operating must submit their registration applications during the transitional period. Eagle Virtual can be deployed in under a day, giving SPSAVs immediate access to the screening and monitoring infrastructure needed for compliance.
What EV provides: On-chain risk screening (OFAC, EU, and UN sanctions), stablecoin enforcement monitoring, and evidence export for Brazil-facing compliance workflows.
What you handle separately: BCB registration, COAF reporting workflows, Travel Rule compliance, and full KYC/KYB processes.
Start Brazil Compliance Today
Meet BCB Resolutions 519, 520, and 521 requirements with automated stablecoin screening, real-time enforcement detection, and COAF-ready evidence for BRZ, USDT, USDC, and cross-border EURC, EURe, and agEUR flows. Deploy in under a day, from $99/month.